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National Savings and Investments (NS&I), formerly called the Post Office Savings Bank and National Savings, is a state-owned savings bank in the United Kingdom. It is both a non-ministerial government department〔(【引用サイトリンク】title=NS&I )〕 and an executive agency of the Chancellor of the Exchequer.〔(【引用サイトリンク】title=Who we are NS&I Corporate Site )〕 Historically, the aim of NS&I has been to attract funds from individual savers in the UK for the purpose of funding the government’s public sector borrowing requirement (i.e., the funds in excess of taxation that the government requires to fund its expenditure). NS&I attracts savers through offering savings products with tax-free elements on some products, and a 100% guarantee from H.M. Treasury on all deposits. However, its interest rates are often low. ==History== National Savings and Investments was founded by the Palmerston government in 1861 as the Post Office Savings Bank, the world's first postal savings system. The aim of the bank was to allow ordinary workers a facility "to provide for themselves against adversity and ill-health", and to provide the government with access to debt funding. As an example, savings certificates were issued in World Wars I and II to help finance the war effort. On 1 June 1957, the Premium Bonds draws were inaugurated, using E.R.N.I.E. – the Electronic Random Number Indicator Equipment machine (now located in the Science Museum). In 1969, the bank was transferred from the Post Office to the Treasury. Its name was changed to National Savings Bank, and it gained an independent legal identity under the National Savings Bank Act 1971. The name was changed again in 2002 to National Savings and Investments.〔(''Story of NS&I'' ) National Savings & Imvestments, 2013. Retrieved 10 October 2013. (Archived here. )〕 The current graphic identity of NS&I, including the NS&I logotype, was created in 2005 by Lloyd Northover, the British design consultancy founded by John Lloyd and Jim Northover.〔(''NS&I'' ) John David Lloyd, 2013. Retrieved 10 October 2013. (Archived here. )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「National Savings and Investments」の詳細全文を読む スポンサード リンク
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